Savings & Investments
Track your savings, investments, and other non-property assets — inheritance, gifts, RSUs, expected windfalls.
How much have you saved and invested so far?
Include bank savings, brokerage accounts, and any other investments.
How is it invested?
Pick the profile closest to how this money is invested — it sets the yearly return we grow it by.
What counts here — and what doesn't
Include (liquid, sellable): bank deposits · stocks · mutual funds · bonds · gold · crypto
Exclude: home and land → Property page PVD balance → asked separately next
This pool pays everything in the projection — expenses, taxes, retirement withdrawals — and your returns compound on it.
Which risk profile should I pick?
Not invested 0% — cash at home or a zero-interest account Low risk 2% — bank deposits, money-market and bond funds Balanced 5% — a mixed stock-and-bond portfolio Growth 7% — mostly equity index funds High risk 12% — aggressive or concentrated bets; historically only achieved with big swings
Rates are before inflation (the today's-money view accounts for it automatically). You can change your pick any time — it only affects the projection, not your actual money.